Wisdom tooth removal can be a costly procedure, especially without insurance. Insurance can cover up to 50 percent of the out-of-pocket costs in most cases, but those without insurance can pay $3,000 or more, depending on how many wisdom teeth need to be removed and the extent of the surgery that is required. Fortunately, several options are available for patients who don’t have dental insurance.
One common method to pay for the removal of wisdom teeth is a structured payment plan. Many dental practices offer this option, often with no interest, as long as consistent payments are submitted in a timely manner. This can be a great option to avoid having to pay a large lump sum upfront. Financing also removes the need to disclose pre-existing conditions associated with insurance. If credit is a concern, it is possible you may need a co-signer to take advantage of this option.
Subsidized or Low-Income Dental Plans
Government subsidized plans can often provide adequate care for people without regular dental insurance. Many affordable programs are available for low-income patients as well. Other government assistance programs offer dental coverage for patients under 21 years of age. Wisdom teeth typically come in between the ages of 17 and 25, making this option beneficial for some patients. Although these plans only cover basic dental procedures, wisdom tooth removal is often included.
Today, a large portion of the U.S. population is not covered by dental insurance. In fact, recent statistics indicate that only 45 percent of Americans have dental coverage. In response to this growing problem, many dental and oral surgery practices have begun offering significant cash discounts for some procedures. Because such a large percentage of the population requires wisdom tooth extraction at some point in their lives, this is one of most commonly discounted services.
The Importance of Removing Wisdom Teeth
Your wisdom teeth serve no beneficial purpose, but can cause a variety of problems. They may fail to come in properly, or at all. If misaligned, they can cause the rest of your teeth to shift out of alignment, potentially creating a host of complications from jaw damage to an increase in decay. If they become impacted, cysts or tumors can develop. For these reasons, it’s imperative to have your wisdom teeth removed as soon as possible, even if you don’t have insurance.
At Oral & Maxillofacial Surgery of Utah, your oral health is the top priority. For this reason, they offer a significant discount on wisdom tooth extraction for those patients who aren’t covered by an insurance plan. This offer is available for a limited time only. Contact OMS of Utah today to schedule a complimentary consultation to discuss your wisdom tooth removal.