How to Afford Oral and Maxillofacial Surgery Without Insurance

Paying for oral and maxillofacial surgery out of your own pocket can get expensive. If you don’t have insurance or your policy won’t cover your procedure — as is common with treatments that aren’t considered medically necessary — you may wonder how you’ll come up with the funds.

Fortunately, you have several options for making of oral and maxillofacial surgery more affordable.

Cash Discounts

To help patients who have to pay out of pocket, some oral surgery practices offer significant cash discounts for certain procedures. Not every treatment comes with a lower price tag when you pay in cash, but make a point of asking. You might be pleasantly surprised.

Payment Plans

If you’re without insurance or your procedure isn’t covered, ask your oral and maxillofacial surgeon about a payment plan. Oral surgery practices sometimes allow patients to make payments over time. This approach can make managing the costs much easier.

Dental Discount Plans

Looking into a dental discount plan could also be worthwhile. Depending upon the type of oral surgery procedure you need, you may be able to get a substantial discount by signing up for such a plan. Most plans come with a monthly or annual fee, but the savings could more than make up for the expense.

Health Care Credit Cards

Paying for oral surgery can be easier with a health care credit card, and some have zero percent interest if the balance is paid within a certain time. Read the fine print carefully, however, as some cards charge exorbitant fees for late payments.

Bank Loans

To cover the cost of oral surgery, you may be able to get a low-interest loan through your bank or credit union. Talk to a representative at your local branch to see if you meet the qualifications to take out a loan.

Talk to Your Oral and Maxillofacial Surgeon

If none of these approaches pans out or if your treatment costs still seem out of reach, talk to your oral and maxillofacial surgeon.

Oral surgery practices employ professionals who are trained to help patients work out ways to afford the procedures they need. Whether it’s pointing you in the direction of an advantageous discount plan or assisting you in getting reimbursement for an insurance claim, the financial staff is available to share their expertise.

Don’t put off a procedure just because you have to pay for it out of pocket. At Oral & Maxillofacial Surgery of Utah, we’re happy to help you find a payment solution that fits your budget.

To explore your options for covering the cost of oral and maxillofacial surgery without insurance, contact our Cottonwood Heights, South Jordan or Tooele office today.